LINCOLN FINANCE OPTIONS

Why Finance With Maplecrest Lincoln?

At Maplecrest Lincoln, we understand that purchasing a new vehicle is a big decision. Even if you decide to buy a pre-owned model, you want to make the right choice. Our Finance Center can help you make good decisions about your automotive investment and assist you in the purchasing process.

Buying vs. Leasing

The first step in our discussion would be whether you want to buy or lease your next vehicle. We offer both solutions, so it's a matter of what's right for you. Some people like the idea of owning their vehicle and having an asset. Others prefer to get the latest model every couple of years to take advantage of new technology. Our finance specialists will go over the options with you and answer questions, so you can decide whether leasing or buying makes the most sense for your financial goals.

Purchasing Tools to Help You Decide

To help with your decision-making, we provide a few tools. You can use our credit estimator to get an idea of where they stand with your credit rating. This information tells you what to expect for rates on an auto loan. You can also pre-qualify for a loan with no hit to your credit score. It will let you know how much you can get approved for in a car loan. If you're ready to take the next step, you can fill out the finance application. We can pair you with a lender for the vehicle you want. We'll let you know if we need additional documents, which you can fax or email to us. By completing this part of the process at home, you'll spend less time waiting at the dealership. You can also shop more confidently for the vehicle you want to buy.

Completing the Purchasing Process

Our finance specialists will look at our current incentives to see how we can save you money. We'll consider all manufacturer and dealer discounts and programs to give you the best sticker price available. You can sit down with our finance experts and discuss the details of the warranty and whether you want to add an extended warranty to your vehicle.

Once you've chosen your vehicle and customized it, we'll provide you with a summary of your purchase. It will list the options and packages and any special additions you want added, such as accessories or a specific body color. Each item will include its price if it comes with an additional cost, so you can see a breakdown of your purchase.

Our finance team is experienced and dedicated to helping you understand the often-complicated purchasing or leasing process of an automobile. We explain complex terms and ensure you know what you're agreeing to when you sign the purchase documents. We want to be certain that you have chosen the right vehicle to fit your lifestyle.